Again, the reason we tend to look sideways at those who get a little too into prepping for an apocalypse is because of their smug optimism. People actually being realistic about a dangerous future would be better served joining the military or ingratiating themselves with high-level government officials than agonizing about a little mouth scuzz or foot fuzz, right?
OK. Great. You've stockpiled for the end of the world, you quack. The chances of the world ending are smaller than ... holy crap, what the hell is a supervolcano? See why we're all doomed in 5 Ways The World Could End That You'd Never See Coming. And if that's not enough to get you to build your own bunker, check out 6 Tiny Mistakes That Almost Ended The World. Really, the planet almost ended due to a blown fuse? Come on humanity, let's get it together.
Earthquakes, tornadoes, and hurricanes can cause you to leave your home or even be trapped there. Roads could be blocked due to fallen trees, power lines, or even damaged earth from the natural disaster. Rescue crews can not be in all places at once. You may have to wait it out for quite a while before its over. You won't be able to go to the store or to the corner market.