I am guessing, I am the homesteader. Or, I would call it “shelter in place prepper”. Since, I am in advanced age, I don’t have the mobility of a 20 year old, to bug out. The problem, I see with a homesteader, is if you don’t have the arms and man power to defend what you, then it will all be taken away. Reason, I am into hiding food in plain site. Pecan trees, oak trees, black berry patch, mushrooms, and such.
Earthquakes, tornadoes, and hurricanes can cause you to leave your home or even be trapped there. Roads could be blocked due to fallen trees, power lines, or even damaged earth from the natural disaster. Rescue crews can not be in all places at once. You may have to wait it out for quite a while before its over. You won't be able to go to the store or to the corner market.